Trang chủ Từ điển Rrefinance

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refinance

To replace an existing loan or debt with a new one, typically with different terms, such as a lower interest rate or a different repayment period. / To obtain a new loan to pay off an existing one.

Ngoại động từNội động từ

Quá khứ: refinancedPhân từ 2: refinancedV-ing: refinancing

This term is primarily used in financial and real estate contexts, carrying a professional and technical register. It describes a strategic financial move rather than a simple payment, implying a calculated effort to optimize debt management or reduce monthly expenditures.

While often associated with mortgages, the term applies to any significant loan. It is distinct from "paying off" a loan, as it involves the creation of a new debt obligation to extinguish an old one, often involving a change in the lender or the terms of the agreement.

Ý nghĩa

Ngoại động từ

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To replace an existing loan or debt with a new one, typically with different terms, such as a lower interest rate or a different repayment period.

The homeowners decided to refinance their mortgage to take advantage of lower interest rates.

Nội động từ

To obtain a new loan to pay off an existing one.

Many people choose to refinance when their credit score improves.

Ví dụ

We should refinance our mortgage to get a lower interest rate.

Business

I am thinking about refinancing my student loans.

The company decided to refinance its corporate debt to improve cash flow.

Business

Can we refinance now or do we have to wait until next year?

He wants to refinance his home loan to pay for the renovations.

The firm had to refinance its short term obligations to avoid default.

Business

Maybe it is time to refinance.

They are looking for a bank that will let them refinance their existing credit line.

Business

If interest rates drop further, I will definitely refinance.

Cập nhật lần cuối: May 2026•Báo lỗi

refinance

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