Trang chủ Từ điển Ooverdraft

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overdraft

overdraft

Danh từ

Số nhiều: overdrafts

This term describes a financial state of negative balance or the formal agreement that permits such a state. It carries a connotation of financial instability or temporary liquidity crisis when used to describe a deficit, but it is viewed as a strategic tool when referring to a pre-arranged credit facility.

In banking terminology, an overdraft is distinct from a loan in that it is typically a flexible, short-term arrangement rather than a fixed sum borrowed for a specific term. Users should be aware that "going into overdraft" implies an unplanned deficit, whereas "having an overdraft facility" implies a planned agreement with the bank.

Ý nghĩa

Danh từoverdraft

A deficit in a bank account caused by drawing more money than the account holds.

He had to pay a heavy fee after his account went into overdraft.

Danh từoverdraft

An arrangement with a bank that allows a customer to spend more money than they have in their account, up to a specified limit.

The company applied for a ten thousand dollar overdraft to cover its monthly payroll.

Ví dụ

I have an overdraft.

I have an overdraft.

Avoid an overdraft.

Avoid an overdraft.

The overdraft is high.

The overdraft is high.

She went into overdraft yesterday.

She went into overdraft yesterday.

He paid the overdraft fee.

He paid the overdraft fee.

My account is in overdraft.

My account is in overdraft.

I accidentally hit my overdraft while traveling.

I accidentally hit my overdraft while traveling.

Travel

The student struggled with a constant overdraft.

The student struggled with a constant overdraft.

School Life

He checked his balance to avoid an overdraft.

He checked his balance to avoid an overdraft.

Office

We must secure an overdraft to maintain liquidity.

We must secure an overdraft to maintain liquidity.

Business

I apologize for the overdraft on the account.

I apologize for the overdraft on the account.

Apology

The bank tightened the terms of the overdraft.

The bank tightened the terms of the overdraft.

Trivia

Cập nhật lần cuối: May 2026•Báo lỗi