Lưu ý: Bản dịch của mục này hiện đang được kiểm tra chất lượng, vì vậy một số nội dung tạm thời chỉ hiển thị bằng tiếng Anh.
Mục từ này chưa được dịch sang ngôn ngữ của bạn, vì vậy nội dung gốc được hiển thị bên dưới.
underwriting
This term carries a heavy connotation of risk management and financial security. It describes the critical bridge between a potential loss and a guaranteed payout, evoking a sense of rigorous scrutiny and professional caution. In insurance, it suggests a gatekeeping function where data is used to filter acceptable risks from unacceptable ones.
In the context of capital markets, the word shifts toward a guarantee of success. It implies a commitment by a financial powerhouse to absorb the risk of an unsold offering, providing a safety net for the issuing corporation. As a noun, it is treated as an uncountable mass noun referring to the general process or industry, meaning it does not typically take a plural form and requires partitive phrases like "an instance of" or "the practice of" when referring to specific occurrences.
Ý nghĩa
The process of evaluating the risk of a client to determine whether to provide insurance or a loan and at what price.
The act of guaranteeing the sale of a new issue of stocks or bonds by a financial institution.
Relating to the professional activity of assessing risk or guaranteeing financial obligations.
The firm is seeking an experienced professional for an underwriting role in the mortgage department.
Ví dụ
The application is currently in underwriting so we should have an answer by Friday.
I wonder if my medical history will complicate the underwriting process.
The bank is handling the underwriting for the new municipal bond issue.
We need to tighten our underwriting standards to avoid high default rates.
Who is responsible for the underwriting of this project.
Who is responsible for the underwriting of this project.
The firm specializes in marine underwriting for international shipping companies.
He spent ten years in an underwriting capacity before becoming a manager.
The cost of underwriting these shares is quite high given the market volatility.