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debt
Transitive Verb[C/U] Both
pl: debtspast: debtedpp: debiteding: debiting
This word carries a heavy psychological weight, often evoking feelings of burden, stress, or moral obligation. While it is frequently used in a cold, financial sense regarding banks and loans, it also functions as a social currency to describe the invisible ties of gratitude and reciprocity between people.
Countable when referring to a specific loan or a single financial obligation (a debt of 50 dollars). Uncountable when referring to the general state of owing money (he is drowning in debt).