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401k
This term refers specifically to a retirement savings plan in the United States, named after the section of the Internal Revenue Code that authorizes it. It is used almost exclusively in professional, financial, and corporate contexts within American English.
Because it is a specific type of financial account, it is treated as a countable noun. Users typically refer to "a 401k" or "their 401k" when discussing their personal retirement strategy.
Meanings
Examples
I decided to increase my 401k contributions to save more for retirement.
You should start contributing to your 401k as early as possible to maximize compound interest.
I wonder if I should roll over my old 401k into an IRA.
The company provides a generous 401k plan as part of the benefits package.
Wait, if I withdraw from my 401k now, will I have to pay a penalty?
He manages his 401k by investing in a variety of low-cost index funds.
My 401k balance has grown significantly over the last decade.