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securities
This term is used almost exclusively in the plural when referring to financial instruments. While the singular "security" exists, the plural form is the standard way to describe a collection of tradable assets or a general category of investment vehicles. It carries a formal, technical register appropriate for legal contracts, banking, and financial reporting.
In the context of collateral, the word emphasizes the guarantee of a debt. It differs from "assets" in that it specifically refers to items that can be pledged or traded to mitigate risk. Using this term in a casual conversation about personal savings would likely sound overly formal or misplaced.
Meanings
Examples
The firm specializes in the trading of government securities.
I need to diversify my portfolio by investing in different securities.
The regulator is investigating the illegal sale of unregistered securities.
Do you think these securities will hold their value during the recession?
He manages a vast array of corporate securities for his clients.
The bank requires sufficient securities before approving the loan.
I wonder if my current securities are enough to cover the debt.
They pledged their real estate holdings as securities for the credit line.