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lien
This term functions as a precise legal instrument, conveying a sense of security and financial leverage. It describes a state of suspended ownership where a creditor maintains a claim over an asset to ensure payment, creating a tension between the legal owner and the holder of the claim.
In professional contexts, it is used strictly within law and finance to describe encumbrances on titles. It differs from a simple debt in that it attaches specifically to a physical or intangible asset, making the property itself the guarantee for the obligation.
Meanings
Examples
The bank holds a lien on the property until the loan is paid in full.
I cannot sell the car because there is a lien on the title.
The mechanic placed a lien on the vehicle for unpaid repairs.
Wait, does the government have a tax lien against my assets?
The contractor filed a mechanic's lien after the homeowner refused to pay.
He wondered if he could ever clear the lien on his family estate.
You must satisfy the lien before you can transfer the deed.
The court granted a judgment lien to ensure the creditor was paid.