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creditworthiness

creditworthiness
Noun

This term functions as a technical metric of financial reliability, carrying a formal and clinical tone. It is primarily used in banking, accounting, and legal contexts to describe a calculated state of trust rather than a personal character trait. While reliability is general, creditworthiness is specifically tied to the mathematical probability of debt repayment.

As an uncountable noun, this word cannot be pluralized or counted with numbers. To refer to specific instances or different types of financial standing, one must use partitive constructions such as a measure of creditworthiness or a level of creditworthiness.

Meanings

Nouncreditworthiness

The ability of a person or organization to be trusted to repay a loan or debt based on their financial history and assets.

The bank carefully assessed the company's creditworthiness before approving the multimillion-dollar loan.

Examples

The bank must assess the creditworthiness of the applicant before approving the mortgage.

The bank must assess the creditworthiness of the applicant before approving the mortgage.

Business

I wonder if my creditworthiness is high enough to secure a low interest rate.

I wonder if my creditworthiness is high enough to secure a low interest rate.

Your creditworthiness depends largely on your history of timely payments.

Your creditworthiness depends largely on your history of timely payments.

Business

We cannot extend further credit without proof of your creditworthiness.

We cannot extend further credit without proof of your creditworthiness.

Business

The company's creditworthiness plummeted after the scandal broke.

The company's creditworthiness plummeted after the scandal broke.

Business

Does this new policy make it harder for small businesses to prove their creditworthiness?

Does this new policy make it harder for small businesses to prove their creditworthiness?

Business

He spent years rebuilding his creditworthiness after filing for bankruptcy.

He spent years rebuilding his creditworthiness after filing for bankruptcy.

The lender questioned the creditworthiness of the startup given its lack of assets.

The lender questioned the creditworthiness of the startup given its lack of assets.

Business

Maintaining a high level of creditworthiness is essential for corporate growth.

Maintaining a high level of creditworthiness is essential for corporate growth.

Business

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Última atualização: May 2026Reportar um erro