লক্ষ্য করুন: এই এন্ট্রির অনুবাদ বর্তমানে মান পর্যালোচনার অধীনে রয়েছে, তাই কিছু বিষয়বস্তু সাময়িকভাবে শুধুমাত্র ইংরেজিতে প্রদর্শিত হচ্ছে।
এই এন্ট্রিটি এখনও আপনার ভাষায় অনুবাদ করা হয়নি, তাই নিচে মূল লেখাটি দেখানো হচ্ছে।
chargeback
This term is specific to the financial and e-commerce sectors, describing a forced reversal of a transaction. It differs from a standard refund, which is a voluntary agreement between the merchant and the customer. A chargeback is an adversarial process initiated by the cardholder through their bank, often involving a formal dispute process.
In a business context, the term often carries a negative connotation for merchants. High chargeback rates are viewed as a sign of poor service or fraudulent activity and can result in severe penalties from payment processors, including the termination of the merchant's account.
Meanings
Examples
The merchant suffered a significant loss due to a sudden spike in chargebacks.
I should call my bank and request a chargeback for this unauthorized purchase.
We need to provide evidence to the bank to fight this chargeback.
The customer filed a chargeback because the item never arrived.
Wait, did the client just initiate a chargeback on the entire invoice?
High chargeback rates can lead to the termination of a merchant account.
The payment processor handled the chargeback process automatically.
I hope the bank approves my chargeback since the product was defective.