Nota: A tradução desta entrada está atualmente em revisão de qualidade, portanto parte do conteúdo é exibida temporariamente apenas em inglês.
Este verbete ainda não foi traduzido para o seu idioma, portanto o original é exibido abaixo.
copayment
This term is specific to the administrative language of health insurance and medical billing. It describes a predetermined, flat fee that the patient pays at the time of service, regardless of the total cost of the procedure. It differs from a deductible, which is a cumulative amount that must be met before insurance begins to pay, and coinsurance, which is a percentage of the total cost.
In a professional or legal context, it is often used to describe the cost-sharing obligations of a policyholder. Because it is a standard financial term in the healthcare industry, it carries a neutral, transactional connotation and is used primarily in insurance contracts, medical invoices, and patient agreements.
Meanings
Examples
Your insurance plan requires a twenty dollar copayment for each specialist visit.
Do I need to pay the copayment now or will you bill me later?
I wonder if my new policy has a lower copayment for generic prescriptions.
The clinic staff asked for the copayment before the patient was seen by the doctor.
Wait, is there a copayment for emergency room visits under this plan?
The total cost was covered by insurance except for a small copayment.
I cannot believe the copayment for this therapy session is so high.
Please provide your insurance card so we can determine your copayment.