লক্ষ্য করুন: এই এন্ট্রির অনুবাদ বর্তমানে মান পর্যালোচনার অধীনে রয়েছে, তাই কিছু বিষয়বস্তু সাময়িকভাবে শুধুমাত্র ইংরেজিতে প্রদর্শিত হচ্ছে।
এই এন্ট্রিটি এখনও আপনার ভাষায় অনুবাদ করা হয়নি, তাই নিচে মূল লেখাটি দেখানো হচ্ছে।
amortize
This term is primarily used in financial and accounting contexts, carrying a formal and technical register. It describes the process of spreading a cost or debt over a specific timeframe to avoid a single, massive financial hit, creating a predictable schedule of payments or expenses.
In a banking context, it refers to the gradual reduction of a loan balance. In an accounting context, it specifically applies to intangible assets—such as patents, trademarks, or copyrights—distinguishing it from depreciation, which is the equivalent process for tangible physical assets like machinery or buildings.
Meanings
Examples
We can amortize the loan over fifteen years to keep the monthly payments manageable.
The company decided to amortize the cost of the new patent over five years.
I need to figure out how to amortize this debt before the end of the fiscal year.
Can we amortize the startup costs over a longer period to reduce our tax burden?
The bank will help you amortize the mortgage through a fixed payment schedule.
It is standard practice to amortize intangible assets like trademarks over their useful life.
If we amortize the equipment lease now, it will look better on the balance sheet.
I wonder if there is a way to amortize this loan faster without paying huge penalties.