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budget

spending plan / financial estimate / to allocate funds
Transitive VerbIntransitive Verb[C/U] Both
pl: budgetspast: budgetedpp: budgeteding: budgeting

This word carries a strong sense of limitation and discipline. It is not just about money, but about the psychological tension between desire and availability. In a professional setting, it implies a rigid boundary that cannot be crossed without official approval. When used as an adjective, it shifts from a tool of planning to a marker of low cost. A budget hotel or a budget airline suggests a stripped-down experience where luxury is sacrificed for affordability, often carrying a slightly utilitarian or cheap connotation.

Countable when referring to a specific financial plan for a project. Uncountable when referring to the general act of managing money.

Meanings

Nounspending plan

An estimate of income and expenditure for a set period of time.

"The company is operating on a tight budget this year."

Transitive Verbfinancial estimate
[~ someone][~ something]

To allocate a specific amount of money for a particular purpose.

"I need to budget my earnings to save for a house."

Intransitive Verbto allocate funds

To plan spending within a limited amount of money.

"She finds it hard to budget when she goes shopping."

Examples

The city council approved the annual budget for public works.

You must budget your time wisely during the exam.

It is difficult to budget when prices fluctuate so rapidly.

Phrasal Verbs

budget for

to allocate a specific amount of money for a future expense

We need to budget for the new equipment in next year's plan.

Last Updated: July 7, 2026Report an Error