solvency

This term describes a state of financial health where an entity possesses enough assets to cover all its liabilities. It carries a connotation of stability and reliability, often used in formal auditing, banking, and legal contexts to indicate that a business is not at risk of bankruptcy. As an uncountable noun, solvency does not have a plural form and cannot be counted with numbers. It is treated as a mass noun, meaning you cannot refer to a single solvency or multiple solvencies; instead, one refers to the level or degree of solvency.