debt
Transitive Verb[C/U] Both
pl: debtspp: indebted
This word carries a heavy psychological weight, often evoking feelings of burden, stress, or moral obligation. While it is frequently used in a cold, financial sense regarding banks and loans, it also functions as a social currency to describe the invisible ties of gratitude and reciprocity between people.
Countable when referring to a specific loan or a single financial obligation (a debt of 50 dollars). Uncountable when referring to the general state of owing money (he is drowning in debt).