overspend

This term carries a strong negative connotation of financial indiscretion or lack of discipline. It is frequently used in corporate, governmental, and personal finance contexts to describe a breach of a predefined limit. While "spend" is neutral, "overspend" implies a failure of planning or a lack of restraint.

In professional settings, the word often appears in reports regarding budget deficits or fiscal mismanagement. It differs from "waste" in that overspending refers specifically to the quantity of money used relative to a limit, regardless of whether the spending was efficient or wasteful.