wealthy

This term carries a connotation of stability and abundance that goes beyond mere riches. It suggests a state of being well-off over the long term, often implying ownership of land, stocks, or inherited assets rather than just a high monthly salary.

While rich often describes the current possession of money, wealthy evokes a sense of status and social class. It is generally perceived as more formal and polite than calling someone rich, which can sometimes sound envious or superficial.